Welcome to BUYCO (“the Company”, “we”, “our”, “us”).
By accessing or using our website, assessment tools, or any services associated with BUYCO, you (“User”, “you”, “your”) agree to be bound by these Terms & Conditions.
If you do not agree to these terms, you must stop using our website and services immediately.

1. Definitions

“Services” refers to the BUYCO Scorecard, assessments, insights, website content, tools, and any related offerings.
“Website” refers to buyco.co.za and any subdomains.
“User” refers to anyone accessing or using the Website or Services.

2. Eligibility

By using our Services, you confirm that:

You are at least 18 years of age.

You are legally capable of entering into binding agreements.

You are using the Services for business-related purposes.

3. Use of the Website & Services

You agree to use the Website and Services only for lawful purposes.
You may not:

Copy, distribute, or reproduce any content without permission

Use automated tools (bots/scrapers) to access or extract data

Interfere with the functionality, security, or integrity of the Website

Submit false, misleading, or harmful information

We reserve the right to suspend or terminate access for any breach of these terms.

4. Nature of the Scorecard & Business Insights

The BUYCO Scorecard and all related insights are:

General business assessments, not financial, legal, or professional advice

Based on the information you provide

Intended to give directional guidance, not guaranteed outcomes

You are responsible for verifying and applying any insights at your own discretion.

BUYCO is not liable for business decisions made based on the Scorecard or content provided.

5. Intellectual Property

All content on the Website — including logos, graphics, text, videos, images, tools, and design — is the exclusive property of BUYCO or its licensors.

You may not:

Copy or redistribute content

Modify or adapt materials

Use trademarks or branding without written consent

Limited use is granted for personal and internal business evaluation only.

6. Accuracy of Information

While we strive for accuracy, the Website and Services may contain:

Informational content

Forecasts or estimations

Third-party data

Generalised insights

These may not always be complete, current, or error-free.

BUYCO does not warrant the accuracy, reliability, or completeness of any content.

7. Third-Party Services & Links

The Website may include links to third-party websites or service providers (e.g., analytics, hosting, suppliers, or partners).
BUYCO is not responsible for:

Content on external websites

Actions or policies of third-party providers

Damages or issues arising from the use of third-party tools

Use of third-party platforms is at your own risk.

8. Limitation of Liability

To the fullest extent permitted by law:

BUYCO is not liable for any:

Loss of profits

Business interruption

Loss of data

Indirect or consequential damages

Decisions made using our assessments or advice

Our total liability for any claim shall not exceed the amount paid for services (if any).

9. Indemnification

You agree to indemnify and hold BUYCO harmless from any claims, losses, damages, costs, or liabilities resulting from:

Your misuse of the Website or Services

Your breach of these Terms

Content or information you submit through the Website

10. Privacy & Data Protection

Your use of our Website and Services is also governed by our Privacy Policy.

By using BUYCO, you consent to the collection and handling of your data as described in the Privacy Policy.

11. Changes to These Terms

BUYCO may update these Terms from time to time.
The “Last Updated” date will reflect the latest version.
Continued use of the Website after changes constitutes acceptance of the updated Terms.

12. Termination of Access

We reserve the right to suspend or terminate access to the Website or Services at any time, with or without notice, for:

Security concerns

Misuse or breach of these Terms

Discontinuation of services

Upon termination, you must stop using all BUYCO materials immediately.

13. Governing Law

These Terms are governed by the laws of South Africa, unless otherwise required by local legislation.
Any disputes shall be resolved in South African courts.

14. Contact Information

For questions about these Terms & Conditions, please contact: